Finding Private Insurance

IF you are not eligible for public insurance programs, consider these options:

  • Are you in school?

    • You may still be eligible for insurance through your parents.
  • Are you in college?

    • The college you attend may offer insurance if you are eligible.
  • Are you employed?

    • Your employer may offer insurance.
  • Did you recently change jobs?

    • If so, is COBRA available to continue your insurance from your previous employer? Check with the human resources office of your previous employer for more information.
  • Have you tried contacting health insurance companies?

    • Contacting health insurance companies is important to learn if they will insure you and if so, what the coverage and premiums will be.
    • Ask about hospital only or major medical only coverage if either of these options would work for you.
  • Last resort, do you self-pay?

    • Ask to speak with your provider’s office manager or financial counselor. You may be eligible for a reduced fee or you may be able to work out a payment plan.
  • General information about health insurance in the State of Texas can be found at: www.tdi.state.tx.us

 For more information about finding health insurance visit: 

http://www.texashealthoptions.com/cp/findingcoverage.html 

or 

https://www.healthcare.gov/ 

Important Notes:

  • It can be financially devastating to be self pay. Should an emergency or new diagnosis occur, your medical expenses could be much more than you can afford.
  • If you are in an emergency and you go to an emergency room. State law forbids emergency rooms from refusing care, even when the person does not have medical coverage.

Download PDF Version