Finding Medical Coverage
Can you get private health insurance coverage from your employer? Are you able to remain on your parent’s insurance?
- Parents are permitted to keep their children on their insurance until the child becomes 26 (even if the child’s work place offers insurance).
If you have recently changed jobs, does your previous employer offer COBRA?
- Check with the human resources office of your previous employer to find out.
Are you eligible for public medical coverage? Find out by calling 211 or visiting
- Medicaid (you are eligible up to the age of 19)
- Children's Health Insurance Program (CHIP) (eligibility requirement; and up to age 18)
- Children with Special Health Care Needs (CSHCN) (eligibility requirement; and up to age 21)
- Supplemental Security Income (SSI) any age if you meet criteria
- Social Security Disability Insurance (SSDI) only available if you have worked and paid taxes
- Harris Health System (HHS)
Use the Health Insurance Marketplace by visiting https://www.healthcare.gov/get-coverage/ to find out which benefit options you can qualify for.
- Contact private health insurance companies to see if they will insure you and if so, what the coverage and premiums will be.
- Ask about hospital only or major medical only coverage if either of these options would work for you.
- Contact Gateway to Care for assistance locating insurance.
- Look online by typing in the following words, the name of the county you live in and the word “indigent care”.
- This will help you locate a program like the Harris Health System in Harris County. Some counties do not provide an indigent care program.
Contact www.needymeds.com some diseases have grants or supports to cover specific services for those who are uninsured, such as an MRI.
- They also list additional resources by disease and they provide significant assistance with medication for those without insurance.